Revolut’s Record Year: Big Growth, New Markets

Revolut made a big jump in 2025.
Profit before tax grew by 57% to $2.3 billion, and revenue rose 46% to $6 billion.
The company earned its fifth straight year of net profit, reaching $1.7 billion with a 38% margin.

Drivers of Growth

• Card payments, subscriptions, foreign exchange and wealth products all added money.
• Eleven business lines earned more than $135 million each.

Expanding Customer Base

• Total balances grew 66% to $67.5 billion.
• Transaction volume hit $1.7 trillion.
• Added 16 million new retail users, now totaling 68.3 million customers.
• Business accounts climbed to 767,000.

Regulatory Backbone

Revolut’s strategy relies on regulation.

• It now holds a banking license in over 30 markets, including the UK, and is applying for one in the US.
• This enables it to offer more services safely.

Future Plans

• $13 billion investment over five years.
• Aim to reach 100 million customers by 2027.
• Offers crypto trading via a special exchange called Revolut X.

Takeaway

Revolut’s story shows how fintech can grow fast by adding new services and expanding into more countries. Its success depends on careful regulation and strong customer growth.